What is Inland Marine Insurance?

Despite its name, inland marine insurance has nothing to do with water. It covers business property that moves from place to place or is located away from your primary business location. Tools at job sites, equipment in transit, and property at customer locations are common examples of inland marine exposures.

Standard property insurance typically covers assets at your business location. Inland marine fills the gap for property that travels.

What Does Inland Marine Cover?

Inland marine policies cover various types of movable property: contractor’s tools and equipment, goods in transit, property at trade shows or customer sites, valuable papers, computer equipment used off-site, and specialized equipment. Coverage can be tailored to your specific types of mobile property.

Contractors and Mobile Businesses

Contractors, service technicians, and mobile businesses have significant inland marine exposure. Expensive tools and equipment regularly leave the shop. A single theft from a job site or vehicle can mean significant losses. Inland marine coverage ensures your mobile assets are protected wherever your work takes you.